Accounts

• IMPROVED Account types: Checking, savings, cash, credit cards, loans, assets, liabilities, lines of credit, money market, CDs, investments, 401k, 403b, SEP, Real Estate, HELOC and other accounts can all be managed in Banktivity.
• Debt/loan management: Keep tabs on your loans with Banktivity 7's debt management tools. Track interest vs. principal, variable interest rates and payment schedules, and incorporate loans in your budgets.
• Hide/show accounts: Keep your finances clutter-free by hiding unused accounts. Your historical records stay just a few clicks away, stored unobtrusively.
• Account groups: Organize your accounts into folders to reduce clutter and total up your balances quickly.
• Account details: Set a minimum balance, link to your bank's website, store your account number for reference, keep notes about the account and much more.
• NEW Link Real Estate to Mortgage: Link your real estate accounts to your mortgage accounts to get a better sense of how much you are leveraged.

Real Estate

• NEW Real Estate Values: Automatically pull the estimated price of your home using Zillow estates. (Home must be in the United States and Direct Access subscription required.)

Calendar

• NEW Running Balance: See a running balance of all of your accounts.
• NEW Posted Transactions: See the transactions that have already occurred across the calendar.
• NEW Scheduled Transactions: See upcoming transactions and take action on them: post, pay online, skip or print checks.
• NEW Investment Performance: See how your investments have been performing each week.
• NEW Customize: Choose which accounts are included or excluded in the calendar view.

Importing

• Inline importing: Imported transactions go directly to your register, marked as NEW or MATCHED. Our advanced matching algorithm makes sure duplicates don't appear when you bring in new data.
• IMPROVED Direct Access: This powerful, optional subscription service automatically updates accounts from over 10,000 banks and financial institutions worldwide - all for as little as 11 cents a day. Update all your devices with one subscription.
• Direct download: With more robust OFX import than ever, connect directly to hundreds of financial institutions online to download transaction updates automatically and securely.
• Web download: No direct download support for your bank? Log in to your financial institution's website using Banktivity's integrated browser and download transactions to import, all without ever leaving Banktivity.
• Import from Quicken: Our importing engine easily moves your data from Quicken (for PC or Mac), preserving accounts, transactions, categories, investments, security prices and transfers. Switch from Quicken Essentials, Microsoft Money, and many other financial management programs too - supported file formats include QIF, QMTF, OFX and QFX. Now in Banktivity, import Quicken classes as tags.
• Update everything: Use the single "Update" button on the toolbar to sync devices, fetch transactions for all of your accounts, get Direct Access data, download currency exchange rates, and update stock prices. Or set Banktivity to update automatically when you open a document.
• Tired of the junk your bank puts into the transactions you download? Clean up and categorize your transactions before importing them - Banktivity will learn from the changes you make, edit multiple instances simultaneously, and automatically clean up your data the next time you import.

Categories and Tags

• Customizable categories: Assign categories (and sub-categories) to your transactions to be able to track them in reports and budgets. Use Banktivity's built-in category sets for home or business, or create your own!
• Multiple hierarchies: Organize your categories in groups for more effective record-keeping. When creating a report, choose whether to include individual sub-categories or just the main category for overall totals.
• Tax support: Categories can be assigned tax codes for easy reference, and Banktivity includes a list of US tax codes and their descriptions. When tax time arrives, export data on your tax categories to TXF format for use with TurboTax or other tax software.
• Flexible tags: Sometimes categories just aren't enough. New in version 7, tags let you slice and dice your finances in new and interesting ways by assigning multiple labels to every transaction. Want to figure out who spends more on dining out? Need to group your vacation expenses together while keeping them categorized? Never fear - tags have got you covered!
• NEW Search: Manage a large category or tag list? Now you can search your categories and tags.

File Management

• Portability: Store all of your account data in a single document (data file) for easy backup or transfer. Easily create multiple data files for different users.
• Password protection: Prevent unauthorized access to your data by requiring a password every time your Banktivity document is opened. To encrypt your data, simply turn on Apple FileVault.
• Multiple windows: We all love single-window iTunes-style interfaces, but sometimes you want to compare two different sets of data side-by-side. With Banktivity 7, you can open any account register or report in a separate window.

Mobility

• Banktivity for iPad and iPhone Check balances, enter transactions on the go and update accounts — at any time and from anywhere. Banktivity for iPad and Banktivity for iPhone are sold separately on the iTunes App Store.
• Banktivity Cloud Sync: Our free service lets you seamlessly sync data between Banktivity on multiple Macs and iOS devices. Keep your finances current and your information close at hand. Sync budgets, investments, accounts and transactions to Banktivity for iPad and iPhone.

Multiple Currencies

• Work in any currency: By default, Banktivity uses your native currency as indicated in macOS System Preferences. Create accounts in any currency and apply currency conversions to your transactions as needed.
• IMPROVED Download exchange rates: Retrieve up-to-date exchange rates over the internet at the click of a button.
• Currency conversion: Transfer money between accounts that use two different currencies, then adjust the amounts on either side of the transfer to have Banktivity automatically calculate the exchange rate. Best of all, figures in reports and budgets are converted automatically using Banktivity's current exchange rates.

Online Bill Pay

• Built-in bill pay: Banktivity lets you pay your bills from within the app, from bank accounts set up with direct downloads/OFX.
• Set and forget: Once you've set up a payee, send a new payment with a couple of clicks. Track payments in progress, cancel if necessary, watch your transactions appear in the account's register.
• Never miss a bill: Integrate your bills and scheduled payments to be sure you pay everything on time. Goodbye late fees!

Investments

• Investment types: Track stocks, bonds, mutual funds, ETFs, CDs, money market funds, precious metals, commodities, and stock options with ease. You can also enter watchlist items and indices for quick reference.
• NEW Lot Selection: When you sell a security you can now choose which lot it should come from, or use the default FIFO.
• IMPROVED Quote downloading: Automatically retrieve up-to-date quotes from Yahoo! Finance at the click of a button. International exchanges are supported too.
• Security management: Check the current market value and price history for each of your securities at a glance, adjust security names and ticker symbols, and check the performance of indices.
• Investment reports: Easily generate reports to analyze your capital gains (realized and unrealized), security income, portfolio diversity, and return on investment (ROI). Check the current market value of your portfolio and drill down into any security to view details of your investment activity over time.
• Expert trading: Banktivity lets you categorize investment transactions. It also supports short and long trades, stock option puts and calls, bonds and more.

Reports

• The facts you need, at a glance: Banktivity's Overview "dashboard" shows key financial info including net worth, account balances, upcoming bills and deposits, top recent spending categories, budget update, investment highlights and personal savings rate. Account Summary pages provide users with customizable, at-a-glance views of their individual accounts, based on account type. For example: investment account summary screens show cost basis, internal rate of return, gains and losses, allocation types and more; credit card accounts display balance due, interest rates, spending by category and other data.
• Compare date ranges: New in version 7, choose a comparison period and view totals for two different date ranges side-by-side on the same report! Easily see how this year's spending compares to last year's, or see which payees got more of your money this month vs. last. Comparison periods are supported by most report types.
• Fast, powerful, and easy: See the information you need within a couple of clicks, creating instant reports that automatically format pie charts, bar graphs and tables, and update dynamically as you make changes to your data.
• Built-in templates: Using flexible report templates, analyze your spending habits by category or payee, account balances over time, investment returns, taxable spending and debt management.
• Layers of detail: Drill down into any report to see more detail, such as amounts, categories or dates, and print exactly what you see onscreen, in full color - or go paperless and save any report as a PDF.
• See what's coming: Use scheduled transactions to forecast account balances and see spending projections into the future.
• Report groups: Now in Banktivity 7, organize your reports into folders just like accounts! Group your saved reports by type, year, or whatever scheme you prefer.
• Export to spreadsheet: Send data from your report tables to common spreadsheet programs such as Numbers or Excel.

Budgets

• Event-based budgeting: Build your budget around real-world events like regular paychecks and monthly bills, all while having the flexibility to expect the unexpected. Emergency home repairs or fluctuations in your grocery bills? Track it all at a glance with great graphs and charts.
• Category budgeting: Choose a budget that suits your style! Category-style budgeting allows you to set goals for earning and spending in different categories, plan for upcoming expenses, and check your progress throughout the budget period. Now in Banktivity 7, plan out a whole year's spending with different amounts for each month.
• IMPROVED Envelope budgets: Alternately, use popular envelope-style budgeting. Save money in virtual "envelopes" to cover your regular expenses, carry over savings from month to month, and transfer cash between envelopes to balance out fluctuations in your budget.
• Plan, compare, review: Regardless of your budgeting method, you can review your performance against current and past budgets using the budget vs. actual report, schedule bills readily, adjust budgeted amounts on the fly without throwing off past budgets, and use multiple budgets to track different sets of categories for different goals.

Other Features

• Gorgeous interface: Track your finances in style! The streamlined account register lets you browse transactions with their associated images, and easy-to-read reports, budgets and charts make managing your money a pleasure, not a chore.
• Workspaces: Got screen real estate to spare? Add a workspace or two to manage multiple views of your financial data side-by-side. Browse your bank's website while reconciling your account. Update your checking account register and see how your net worth is affected in real time. Balance your budget and watch your account forecast start to improve. The possibilities are endless!
• Maximum performance: Banktivity is optimized for 64-bit architecture and Retina displays to make full use of your Mac's hardware.