The beginning of the year is always a time of goals and resolutions. Everyone is brimming with endless possibilities, hoping to start afresh and make the most of the clean slate set before them. The euphoria of a new year usually has most people feeling that everything is possible and this year can be different… Read More
Think that rock-bottom, factory-closeout price is a great deal? Think again. If you learned to speak Minnesotan from Garrison Keillor on his iconic radio show, “A Prairie Home Companion,” you might know the difference between “not a bad deal” and “a heckuva deal.” But for the large swath of the population who don’t speak Minnesotan,… Read More
You’ve probably encountered Minimalism in the arts: visual artists like Frank Stella and Donald Judd, composers such as Philip Glass and Steve Reich, and writers including Raymond Carver or Richard Ford. But none of them are going to save you any money. There are tons of minimalist bloggers and lecturers, however, whose impassioned posts and… Read More
Starting a budget, paying off debt and building savings are some of the most common New Year’s resolutions. According to a study by Fidelity(1), more than a third of Americans had a financial New Year’s resolution in 2017. They also found that the majority of people were able to stick to their resolution and save… Read More
How I found myself in debt is a pretty common story for many. In fact it happened, almost unconsciously, while chasing The American Dream. I found a decent paying job, bought a house, went to college and started raising a family. After some years of climbing the corporate ladder, I realized that I was not… Read More
With the Holidays close at hand, we thought it was the perfect time to share some gift ideas for your children. We wanted to focus on gifts that not only won’t break the bank, but also help hone your child’s mental skills. So here is a list of five great gift ideas to make your… Read More
There are two types of people in this world, those that track their finances and those that should track their finances. I know, some people out there hate numbers. They don’t want to look at their finances. They might not even know where to look if they wanted to. If you don’t track your finances, then suddenly… Read More
What is the advantage of zero based budgeting? When it comes to budgeting, most of us have a pretty general idea as to what that means. In fact you might have a simple traditional budget where you set spending targets on certain categories, like groceries. When you’re over budget, well, you might remedy that by… Read More
If you’re like most Americans, the celebration and sparkle of the holiday season will get the best of you. That’s right, chances are you’ll end up spending too much and out come those credit cards! You feel so good about the gifts you bought for everyone. But in January when your statements arrive, so does… Read More
Grab a nice cup of (iced!) coffee, sit back and let’s discuss the debt snowball method, one of the most effective ways at paying off debt. If you carry a balance on your credit cards from month to month, then the debt snowball method is probably just the right thing to start some serious changes… Read More