Financial Goals Don’t Take Vacations

Welcome to June! We’re halfway through the year. A time to look forward to some pleasant weather, outdoor fun with family and friends and a summer vacation getaway. But before you go all Clarke Griswold, crank up the “Yacht Rock” and head out on Kenny Loggins’ Holiday Road, a bit of housekeeping. Financial housekeeping that is. June’s… Read More

April showers and the promise of future flowers

As I’m sitting in my home office, clanging on the keys of my MacBook, I can see that it’s another dreary, rainy New England day. That time of year when you’re either over-dressed or under-dressed for the temperature. And sometimes both in the span of a 30-minute walk. But that old adage about “April showers… Read More

Building Wealth: What’s Love Got To Do With It?

For nearly 80 years now, some very brilliant researchers at Harvard University have been studying the correlation between loving relationships and their impact on health, happiness, longevity and wealth. We all can reasonably assume that a loving relationship would manifest some semblance of joy or happiness. No surprises there. But the study, revealed an astonishing… Read More

It’s A New Year. So Why Does It Feel Like Groundhog Day?

Chances are, you’ve seen the Bill Murray movie where he relives Groundhog Day (hence, the title) over and over again. He repeats the same day until he learns a valuable lesson. One that will change the course of his life and help him achieve his most precious goals.  Well for If you’re like most people,… Read More

Budget Friendly Summer Activities

June 21st is the official first day of summer! Your kids will be out of school by then and summer boredom will be setting in. What are you going to do with them all summer? My daughter is only 2 but we still need activities. I like her to burn energy off and be ready… Read More

The Most Important Item in Your Budget Isn’t an Expense

Budgets are nothing to joke about—though British writer Sally Poplin once observed that while “some couples go over their budgets very carefully every month, others just go over them.” According to a 2013 Gallup poll, barely a third of Americans work with a household budget. Yet experts agree that keeping one is the best way… Read More

4 Tips to Make Sure You Save Money Black Friday Weekend

We have 39 more days until Christmas! If you have been using Banktivity, you have set aside money each month and know how much is in your budget to spend on Christmas presents. Remember the days of Black Friday shopping, still being full from Turkey, mashed potatoes and pumpkin pie and heading over to Best… Read More

9 Ways for College Students to Save Money

The recent debate about the rising level of student debt is a big cause for concern. Between the cost of tuition and other living related expenses, college will leave you with huge debts that will take you a long time to clear. Most parents are even preferring community college over universities as they also offer… Read More

Envelope Budgeting is easy ith Banktivity! Learn how to track your paycheck splits, and loan principle and interest.

Envelope Budgeting with Paycheck Transfers and Loans

Most people find the concept of envelope budgeting fairly intuitive. You put your money into various envelopes designated for various spending categories, like Rent, Groceries, Cell Phone, etc. When you spend from one of those categories, you take the money out of the appropriate envelope to cover the expense. This works if you have physical… Read More