Calendar

Banktivity has a calendar view where you can view important account and transaction information like posted and scheduled transactions, a composite daily balance, investment transactions and investment performance.

Configuration and Customization

By default Banktivity will show you information from all of your accounts in the calendar. To restrict which accounts should be reflected in the calendar choose "CONFIGURE" in the upper-right. In the popover that appears you can control which accounts you want excluded from the calendar.

Depending on which accounts you include or exclude from the Calendar you will see different transactions. Let's take some examples:

Example 1: Simple Purchase from a Credit Card Account. If you purchase say, $100 in groceries with a credit card and you've chosen to have that account included in the Calendar, then you will see a transaction in the Calendar for -$100. The negative indicates it was an expense.

Example 2: Simple Transfer. Let's say you have a transfer from Checking to Savings for $100. Things can start to get more interesting here. If both the Checking and Savings are included in the Calendar, then you'll see -$100*. The asterisk means that we identified a transfer and we default to showing it like an expense, but you really had no net balance change. If you exclude Savings then the transaction will appear as -$100 without the asterisk. If you exclude Checking and include Savings, then the transaction will appear as $100 because money is flowing into Savings.

Example 3: Split Transfers. Now let's say you have a split transfer so that $100 is coming out of Checking and $30 is going to Savings and $70 is going to a Money Market account and you've chosen to include all of these accounts. Banktivity will take the largest expense looking transaction, in this case -$100 and show it with the asterisk, like so: -$100*. Now if you exclude Checking, then it will show as $100. If you exclude Checking and Savings, then it will show $70 and if you exclude Checking and Money Market, it will show $30.

Example 4: Split Paycheck. When most people get paid, the amount that ends up in their Checking account is really a smaller amount than the total they earned. Most people have various deductions taken from their gross pay to cover things like health insurance costs, income tax withholdings and some people have some money automatically transferred to a savings or other account. For this example, let's say your gross pay is $3,000, but you've set up your paycheck in Banktivity to account for $100 being transferred to your Savings and $200 going to an Income Tax category. This means the next deposit from your paycheck into your Checking account will be $2,700, and $100 will be deposited into your Savings. If you have all accounts included in Calendar, then you'll see a transaction for $2,800. If you exclude your Savings, you will see a $2,700. Similarly, if you exclude your Checking, but include your Savings, you'll see a transaction for $100.

Posted/Existing Transactions

Transactions that have been posted to your accounts, i.e. they appear in the account transaction view, will appear in the Calendar. You can hover over anyone of these transactions and click on it to see how the transaction looks in its account. Investment transactions are badged to indicate the type of transaction that occurred.

Scheduled Transactions

Scheduled transactions appear in the Calendar view with a little clock icon next to them. If their background is yellow, it means that the scheduled transaction is past due and action should be taken on it. When you click on a scheduled transaction you get a small popover giving you actions you take: skip, print check, pay online or post. If you click on a scheduled transaction and these action buttons do not appear in the popover, it is because this scheduled transaction has been marked to not be included in any reminders. (Such scheduled transactions only exist so that they can appear in your budget an elsewhere but you don't need to take action on them. These type of scheduled transactions are commonly used to model bills that are paid automatically).

Composite Balance

A balance of all of your accounts appears at the bottom of each day where there are transactions. The balance only includes those accounts which are configured for the budget.

Investment Performance

If you have investment accounts configured to appear in the Calendar view Banktivity will calculate the performance of your investments for each week. The number, indicating either a gain or loss appears at the bottom of each Saturday.